Medicaid is obsolete.
Medicaid is an innovative program that has changed as the American
health care system has evolved. Through the waiver process, states
experiment with benefit design, eligibility, and delivery systems.
Currently, several states are experimenting with transitioning
long-term care services to home based setting.
Medicaid is an inflexible program.
minimum federal standards, but states have flexibility to customize
their Medicaid program beyond those minimum standards. In many ways,
Medicaid operates like fifty individual state coverage programs.
Medicaid spending is out of control.
growth per enrollee for Medicaid is lower than comparable coverage
under Medicare, private health insurance, and employer-sponsored
insurance. Medicaid costs continue to increase, but so do health care
costs across the board in the American health system.
Medicaid provides "Ritz Carlton" coverage.
a unique role as a safety net for the weaknesses in our health system.
The populations served by the Medicaid program require services that
are not readily available in typical health insurance plans. Medicaid
not only functions as an acute care plan for low-income families, but
it is also the only alternative available for many individuals with
disabilities and low-income elderly who require long-term care.
Medicaid covers too many people and competes with private insurance.
The vast majority of the people who are covered by Medicaid do not
have access to other insurance. Many work for employers who do not
offer coverage. Many are priced out of the private market because of
illness or disability. Studies of Medicaid have demonstrated that
Medicaid as an alternative to private coverage is limited. Those who
are newly enrolled into Medicaid were previously uninsured.
Medicaid is for people who don't work.
families make up 65% of those who receive Medicaid coverage. For those
who are not in the workforce, like people with severe disabilities,
Medicaid supplements cash assistance and makes available essential
health care coverage.
foots the nursing home bill for affluent seniors.
only available to the very poor or those with health care expenses
that have depleted their savings. The new Medicaid rules make it
difficult to transfer assets to qualify for nursing home care. About
three out of five nursing home residents are not on Medicaid at the
time of their admission. Even when a person's assets are depleted,
they still must apply their income towards the cost of care, except
for a meager personal needs allowance.
Federal financing of Medicaid encourages wastefulness.
economic times, more people need Medicaid coverage and spending
increases. But, unlike the federal government, most states are
required to balance their budgets so they are hindered from over
spending. States struggle to control Medicaid spending even as more
people are covered.
program is inefficient.
lower administrative costs per claims paid than private sector health
insurance. And, year in and year out, the per capita growth of
Medicaid is about half the rate of growth found in private sector
Medicaid is a second rate program.
substantial evidence that Medicaid has improved access to primary and
preventive health care comparable to that of those with private
insurance. In particular, Medicaid's inclusion of pregnant women and
children has helped reduce infant mortality and acute health
and regulations concerning Medicaid are not only very complicated, but
also work independently from, and often contrary to, tax laws,
veterans benefit and estate planning. Careful considering to
individual circumstances is critical. Don't go it alone. Call me at
(203) 488-5586 to discuss specific situations to avoid making an
Connell Attorney At Law, LLC
420 East Main Street, Suite 12
Branford, CT 06405
Phone: (203) 488-5586